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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Macclesfield

Mulberry Financial Ltd

Waters Green House, Sunderland St, Macclesfield SK11 6LF, UK – 01625 427522

Thanks for all you help Gary brilliant advice, very friendly and no jargon used

Wild and Company

Tudor House, Royal Court, Macclesfield, Macclesfield ,Cheshire SK11 7AE, UK – 01625 627627

Always friendly and professional service. I have dealt with both Paul and Tracey on different matters. They demonstrate a good understanding of the product offerings and how they relate to my investment needs (which have flourished over the years ).

G & K Independent Financial Advisers

47 Ivy Ln, Macclesfield SK11 8NU, UK – 01625 428791

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Macclesfield.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

Envirofone.com

Guildford House, Heather Close, Lyme Green Business Park, Macclesfield SK11 0LR, UK – 0333 321 3441

This is my first time buying a phone from Envirofone, I've previously sold them phones and been happy with the process. The 'as new' Pixel 2 XL arrived today and was exactly as described and is now set up and working perfectly. Thanks for a very efficient process, great comms and tracking and a great phone at a great price.

Happy with the phone and delivery. "Good" condition meant a heavily used chassis, brand new screen and a battery showing 95% usable life remaining. Along with a years warranty, I don't think that's bad for half the price of a new one!

Read current articles in MoneyWeek magazine.
NatWest

2 Chestergate, Macclesfield SK11 6BA, UK – 0345 788 8444

Great reception area, good staff and a brilliant bank.

Glad that quest can finally go down with the nice machines they put in with the revamp. Looks great and I have never had troubles with it only longish ques for customer support.

HSBC

14 Castle St, Macclesfield SK11 6LZ, UK – 0345 740 4404

My local branch. It's tiny but you get seen pretty quickly. Has machines for doing most stuff like paying in cheques etc.

Lloyds Bank

64-66 Mill St, Cheshire, Macclesfield SK11 6NH, UK – 0345 300 0000

Always good service, even when busy.

Banks

Barclays Bank

10 Market Pl, Macclesfield SK10 1HA, UK – 0345 734 5345

Wait for a cashier can be quite long but thanks to the addition of an instant deposit machine, the wait can be cut completly as hardly anyone uses it. The machine counts your cash(notes only) similar to a cash counter or a self service machine in supermarkets and credits your account instantly. Accepts cheques too but not sure how long it takes to process them.

RBS

56 Chestergate, Macclesfield SK11 6BU, UK – 01625 619576

I must have been extremely lucky as I have always received 5* service in Branch. Admitting that though, there have been times when I have had to wait but it is a small branch. I would highly recommend to anyone and regularly do to my family and neighbours.

Nationwide

Castle St, Macclesfield SK11 6AF, UK – 0800 554 0709

Very very helpful and friendly. proud to bank with them.

Just in the process of moving my bank account to the Nationwide Building Society‚Äč .........So far.so good !!

Building Societies

Leek United Building Society

36 Chestergate, Macclesfield SK11 6BA, UK – 01625 423659

Mortgage Solutions Nationwide

Silk Point, Queen's Ave, Macclesfield SK10 2BB, UK – 01625 404139

Nationwide

Castle St, Macclesfield SK11 6AF, UK – 0800 554 0709

Very very helpful and friendly. proud to bank with them.

Just in the process of moving my bank account to the Nationwide Building Society‚Äč .........So far.so good !!

Mortgage Brokers

Right Mortgage Advice

Sovereign Court, King Edward St, Macclesfield SK10 1AF, UK – 0345 459 4490

It is my pleasure to write a review regarding my smooth and hassle free journey from the time of choosing the right mortgage provider to complete the mortgage process to get the offer in time. Right mortgage advice have very competent work forces , they shown expertise in the field of finding right mortgage for their clients with their own fashion. The adviser who dealt with my case is very informative, giving every attention to details and got the mortgage offer for us despite having very "complex visa status". They have positive answers to all our queries. Our adviser spent enormous amount of time over phone to explain each and everything with polite and professional manner. It is our surprise that they are doing this task free of charge though they may charge you a competent fee, if the total mortgage lending amount is relatively small. As per my recent mortgage experience with them, I strongly recommend Right Mortgage Advice firm to everyone who are in the process of finding the right mortgage. They are very happy to serve, if you have any queries regarding mortgages. please email them and they will contact you. !!!!!!!!GOOD LUCK!!!!!!!!!!!

East Cheshire Mortgages

First Floor, 22 Church Street, Macclesfield SK11 6LB, UK – 01625 430444

An absolute pleasure to deal with, we are just in the process of buying a property for a second time and my first phone call is always to Paul @ ECM Would highly recommend to anyone, friends, family etc. Easy to deal with and make buying a house/re-mortgaging a whole lot easier!

I am using East Cheshire Mortgages and have been dealing with Jack and Paul. They've found me a great deal, have worked very quickly, and have been keeping me updated, which is really important to me. Will definitely be using them again.

Cheshire Mortgage Brokers NW

The Ropewalks, Newton St, Macclesfield SK11 6QJ, UK – 01625 439541

Arranged my mortgage 7 years ago

Mortgages

Mojo Mortgages

The Ropewalks, Newton St, Macclesfield SK11 6QJ, UK – 0333 123 0012

Great experience

Professional, helpful, quick and convenient!

The Co-operative Bank - Macclesfield

12 Castle St, Macclesfield SK11 6AF, UK

Great bank, clean inside and friendly staff

Great bank and services but always takes an absolute age for somebody to eventually answer the phone when you need to speak to them.

Bridgfords

38-40 Mill St, Cheshire, Macclesfield SK11 6LT, UK – 01625 300032

I would like to congratulation Bridgfords of Macclesfield for employing such a helpful knowledgeable and amenable girl as Katie. From the initial viewing to signing the rental lease the process has been proffesional, smooth and stress free. Well done Katie!

Kieran and the Bridgfords Lettings team in Macclesfield have been proactive and professional throughout the lettings process. They keep us regularly updated with progress and respond promptly to our enquiries or instructions. I would thoroughly recommend them as a letting agency.